Retirement planning for the next five years
For people within ten years of retiring in St. George, Washington, Hurricane, Ivins, Santa Clara and Leeds. Many of our clients moved here to retire and have never paid anyone for advice. We answer the big question, can we stop working and when, for a flat fee.
Or call Joanne at (435) 555-0142, Monday to Thursday 8:30 to 5.
Fee-only. Fiduciary. Accounts held independently.
You can claim from 62 to 70. For each year you wait past full retirement age, up to 70, the monthly check grows about 8%. For a married couple, the higher earner’s claiming age also sets the survivor’s check, so we look at that first.
We put your pension, Social Security and savings on one year-by-year income plan, so you can compare the dates in front of you instead of guessing.
COBRA, a marketplace plan or a spouse’s plan at work. Marketplace premiums follow your income, so we plan those years together.
Advice paid for by clients
Ambleworth Retirement Planning is fee-only. Our clients are the only people who pay us. We do not sell insurance, annuities or investment products, and we take no commissions, bonuses or referral fees from anyone.
How we are paidA calm, practical process
A free 30-minute conversation by phone or at the office.
Bring the statements and estimates that shape your plan.
We walk through your written plan, together.
Take the plan and go, or stay on for ongoing planning.
In their words
“We came in asking one thing, whether Dale could retire at 63. We left with a plan for Social Security, Medicare and which account to draw from first.”Linda H., Washington
“Marian told us to wait two more years on Social Security and showed us why on one page.”Gene and Carol R., Ivins
“I asked what she sells. She said nothing, and she meant it.”Paul S., Hurricane
Comments from current clients. No one was paid or given anything for them, and they may not reflect the experience of other clients.
Your accounts stay yours
Your accounts are held at Calderwick Trust Company, an independent custodian. You can see them any time, without going through us.
Where your money is held
A clear first step
There is no charge for it.